Does Homeowners Insurance Cover Holiday Decorations and Accidents?
December 5, 2025
The holiday season brings lights, decorations, family gatherings, and plenty of festive cheer — but it also brings an increase in accidents, property damage, and unexpected risks. As you pull out your string lights and inflate your yard décor, you may be wondering: Does homeowners insurance cover holiday decorations and holiday-related accidents?Let’s break it down so […]
Comprehensive vs. Collision: What Do You Actually Need?
November 20, 2025
When shopping for auto insurance, one of the most common points of confusion is understanding the difference between comprehensive coverage and collision coverage. Both are essential parts of a well-rounded car insurance policy, but they protect you from very different risks. Knowing what each covers — and which one you actually need — can help you make smarter decisions, […]
Why Florida Auto Insurance Rates Keep Rising — and What You Can Do to Lower Yours
November 5, 2025
Florida drivers have been hit hard by increasing auto insurance rates over the past few years. Even safe drivers who haven’t filed a claim are noticing their car insurance premiums going up. If you’re wondering why this is happening, there are several key reasons — many unique to the state of Florida. Why Are Auto […]
5 Hidden Dangers Lurking in Your Home — and How to Prevent Them
October 31, 2025
Your home is your sanctuary — a place where you feel safe, comfortable, and protected. But even the most well-kept homes can harbor hidden dangers that put your family and property at risk. From fire hazards to unseen water leaks, being proactive about home safety not only keeps you protected but can also help lower […]
Five Times to Review Your Estate Plan
October 24, 2025
Life never stands still — and neither should your estate plan. Whether you’re just starting your career, growing a family, or preparing for retirement, your estate plan should evolve right alongside you. A plan that hasn’t been updated in years can create confusion, lead to unnecessary taxes, or even cause family disputes down the road. […]
How to Know If You’re Underinsured: What Homeowners Often Miss
October 17, 2025
When was the last time you reviewed your home insurance policy? Many homeowners assume that once they’ve purchased coverage, they’re fully protected — but that’s not always the case. Being underinsured can leave you financially vulnerable if disaster strikes, and it’s more common than you might think. Here’s how to know if you’re underinsured and […]
