Why Outdated Coverage Limits May Leave Homeowners Underinsured After a Loss
September 9, 2025
Home insurance is designed to protect your property when disaster strikes, but many homeowners don’t realize that outdated coverage limits could leave them financially vulnerable. As the cost of materials, labor, and housing continues to rise in Florida, being underinsured is becoming a growing problem. A policy that once seemed adequate may no longer provide […]
Why Every Florida Homeowner Should Have a Hurricane Insurance Checklist
September 4, 2025
Living in Florida means enjoying sunshine and coastal living, but it also means preparing for hurricane season every year. While boarding up windows and stocking supplies are important, reviewing your insurance coverage should be a top priority. Having a hurricane insurance checklist can help Florida homeowners make sure they’re protected before the next big storm […]
When Is an Umbrella Policy Worth It in Florida?
August 29, 2025
Life in Florida offers sunshine, beautiful coastlines, and endless opportunities to enjoy the outdoors. But it also comes with risks that make having the right insurance coverage essential. Homeowners and drivers in the state are often surprised to learn that their standard insurance policies don’t always provide enough protection when it comes to major liability […]
How Smart Home Technology Can Save You Money on Insurance
August 21, 2025
Homeowners are always looking for ways to lower their insurance premiums without sacrificing coverage. One of the easiest ways to achieve that today is by using smart home technology. Devices like smart locks, water leak sensors, thermostats, and home security systems do more than add convenience—they can also protect your property from damage or theft […]
Navigating Insurance Claims When a Florida Land Trust Names an LLC as Beneficiary
August 14, 2025
Using a Florida land trust with an LLC as the beneficiary can be a smart move for privacy, asset protection, and flexibility in real estate ownership. But when property damage occurs and an insurance claim is involved, many property owners aren’t sure how the process works—or who should be handling what. Here’s a clear breakdown […]
Hurricane Preparedness 2025: Your Complete Guide to Stay Safe This Storm Season
August 7, 2025
As hurricane season 2025 ramps up, it’s more important than ever to focus on hurricane preparedness. Whether you’re a seasoned resident of a coastal area or new to hurricane-prone regions, taking proactive steps now can protect your family, property, and peace of mind. In this guide, we’ll walk you through: Why Hurricane Preparedness Matters Each […]